How to Find Financial Help for Family Caregivers in Your State

Caregiving is expensive. The average family caregiver spends $7,200 per year out of pocket. Many also reduce work hours or leave jobs entirely.

Medicaid Self-Direction Programs: In most states, Medicaid allows care recipients to hire family members as paid caregivers. Contact your state Medicaid office to ask about Consumer Directed Care programs.

Veterans Benefits: If the person you care for is a veteran, the VA Caregiver Support Program provides monthly stipends, health insurance, and respite care. Apply at caregiver.va.gov.

National Family Caregiver Support Program: Funded federally, delivered locally through Area Agencies on Aging. Find your local agency at eldercare.acl.gov.

Tax Deductions: If you pay more than half your loved one's support costs, you may be able to claim them as a dependent. Consult a tax professional familiar with caregiving situations.

A geriatric care manager or elder law attorney in your state can identify every program you may qualify for — often in a single consultation.